Our Promise To You

DeKalb County Insurance, Inc. is an all-lines agency serving Smithville,  DeKalb County, and anyone in the state of Tennessee. We are also licensed in Alabama, Georgia, Iowa, Kentucky, Michigan, Nevada, Oregon, and Texas.

When you insure with DCI,  we promise that:

We are here to serve and support you as your life circumstances change, your family grows, and through the unexpected events that change your needs. We look forward to building a long term relationship with you and your family.

Why Choose Us


Jeff and the DCI team are experienced in all areas of insurance and have a strong work ethic. The staff is very knowledgeable and is consistently keeps up on insurance education.

The agency staff stays active in their local community with a variety of organizations. Jeff is involved in the Giddens International and Smithville Cumberland Presbyterian Church as an active member, teacher and elder. He is also a Lions Club member. 

36+ Years of Experience

The agency’s principal agent Jeff James has more than 36 years of experience working in insurance. Jeff holds the Certified Insurance Counselor (CIC), Certified Insurance Service Representative (CISR) and Certified Professional Insurance Agent (CPIA) designations.

We will always do our best

We will always do our best to help you protect the things most important to you, your family, your home, your vehicles, and the assets you've worked hard to build.

You're not just a policy

You're never just a policy. You are a person, a neighbor, & friend. We will never sell you excess coverage or products you don't need.

We'll keep you up to date

We'll help keep you current on the ever changing coverage options, laws, and regulations that can affect your protection.

Insurance Products

auto & leisure




Kind Words from Our Customers

Home & Property

Whether you're buying insurance for your first home or the high-value home of your dreams, we can help you protect your safe haven with a homeowners policy that fits your budget.

Don't own a home? Not a problem. Purchase a renters insurance policy from one of our top ranked companies. You can bundle these items with your auto insurance policy and save hundreds of dollars!

Have rental property? Perfect. We've got the right companies for you!

Auto & Leisure

There are lots of different coverages to consider when looking at auto and leisure insurance.

Have you ever heard of the words "Bodily Injury", "Comprehensive", "Collision", or "Medical Payments"? What about "Loan/Lease Gap"? Don't worry! Our friendly and knowledgeable staff has got you covered.

Have a boat you love to take out on a sunny day? Don't forget to get a boat insurance quote today. The quick and easy process leaves more time for what you love – time out on the water with friends and family.

We have special policy coverage for your teenage drivers. We provide complete coverage for motorcycles, RVs,  ATVs,  Boats, or Jet Skis.


Protect what is most precious to you... your family!  There is a lot to consider when it comes to this protection and it changes as often as your life circumstances change.

At DCI, our agents are life insurance experts and will help keep you educated and informed. We  have many affordable and flexible life insurance products and options.

Funeral expenses, outstanding debt, education funds for your children are a few basic things to keep in mind.

Whether it be whole life, universal, or term insurance, we've got plenty of products to meet your needs.


You've worked very hard to build, grow, and sustain your business. At DCI we can help you help keep it safe. Businesses large and small may need a variety of coverage.

Do you own or rent your space? Work from home? Have business vehicles? Have employees?  Let us help you assess the risks and liabilities and make sure business is covered.

Whether it's general liability, commercial property, or a builders risk policy, we represent many different companies who have the right policy for you.

While you work hard to grow your business, we promise to work hard to protect it!

Online Payment Portal

Click on Your Carrier To Visit Their Payment Portal

Most carriers have sign up requirements for Online Bill Pay.

So be sure to enroll in their programs ahead of time and then enjoy the convenience of online payment processing!

Insurance Agency Smithville TN Aaegis Insurance Provider
Insurance Agency Smithville TN Builders & Tradesmen Insurance Provider
Insurance Agency Smithville TN Burns Wilcox Insurance Provide
Insurance Agency Smithville TN CNA Surety Insurance Provider
Insurance Agency Smithville TN Erie Insurance Provider
Insurance Agency Smithville TN Gainsco Insurance Provider
Insurance Agency Smithville TN Haulers Insurance Provider
Insurance Agency Smithville TN Progressive Insurance Provider
Insurance Agency Smithville TN Risk Placement Services Insurance Provider
Insurance Agency Smithville TN RT Specialty Insurance Provider
Insurance Agency Smithville TN State Auto Insurance Provider
Insurance Agency Smithville TN Travelers Insurance Provider

Discover the Communication Skills Blog

Stay up to date with the latest tips & tools for pro communicators.

Contact Us


307 N Public Square , Smithville, TN, 37166, U.S.A.


+1 615-597-0660

Office Hours

MON - FRI:  8:00AM-5:00PM


Find Us