Our Promise To You

DeKalb County Insurance, Inc. is an all-lines agency serving Smithville,  DeKalb County, and anyone in the state of Tennessee. We are also licensed in Texas, Iowa, and Oregon.

When you insure with DCI,  we promise that:

We are here to serve and support you as your life circumstances change, your family grows, and through the unexpected events that change your needs. We look forward to building a long term relationship with you and your family.

  • You are never just a policy.  You are a person, a neighbor, and a friend.
  • We will always do our best to help you protect the things most important to you, your family, your home, your vehicles, and the assets you've worked hard to build.
  • We promise to stay educated and on top of our craft.
  • We'll help keep you current on the ever changing coverage options, laws, and regulations that can affect your protection.
  • We will never sell you excess coverage or products you don't need.
Top Insurance Agency Smithville, TN
36 Years of Experience

The agency’s principal agent Jeff James has more than 36 years of experience working in insurance. Jeff holds the Certified Insurance Counselor (CIC), Certified Insurance Service Representative (CISR) and Certified Professional Insurance Agent (CPIA) designations.

Service in Smithville

The agency staff stays active in their local community with a variety of organizations. Jeff is involved in the Giddens International and Smithville Cumberland Presbyterian Church as an active member, teacher and elder. He is also a Lions Club member. 

About Our Staff

Jeff and the DCI team are experienced in all areas of insurance and have a strong work ethic. The staff is very knowledgeable and is consistently keeps up on insurance education.


Insurance Products


Home & Property Insurance

Your Home is the center of your life... your safe haven where you rise to the days challenges, unwind in the evenings,  entertain your friends, and raise your children.

Whether you own or rent, have a house, a condo, or a mobile home, or need flood insurance or extra protection for personal valuables... We'll make sure you're fully protected!

Auto & Leisure Insurance

We all love our cars!  But auto insurance can be difficult to understand. Our team will help ensure that you have the protection you think you have and really need.

We have special policy coverage for your teenage drivers and If you have a motorcycle, RV,  ATV,  boat, or Jet Ski,  we can provide complete coverage for those as well. 

Life Insurance

Protect what is most precious to you... your family!  There is a lot to consider when it comes to this protection and it changes as often as your life circumstances change.

At DCI, our agents are life insurance experts and will help keep you educated and informed. We  have many affordable and flexible life insurance products and options.

Business Insurance

You've worked very hard to build, grow, and sustain your business. At DCI we can help you help keep it safe. Businesses large and small may need a variety of coverage.

Do you own or rent your space? Work from home? Have business vehicles? Have employees?  Let us help you assess the risks and liabilities and make sure business is covered.

Kind Words from Our Customers

Very happy to be a customer!! Grant James has done a fantastic job exceeding my expectations in business, home, auto and boat insurance.

He is very knowledgeable about his products and shows why Erie is so great. **His customer service is unmatched!!** He will go the extra mile to ensure your satisfaction. You will not be disappointed!

Josh Gravelle  - On Facebook

My experience was great! Grant James has always been really helpful and nice when I came to him with any questions or issues going on!

I HIGHLY recommend going to him or either one of the other agents at this office for any of your insurance needs!

Felicia M. Duke,   On Facebook

Jeff and Kelley at DeKalb County Insurance are wonderful to work with. I highly recommend their services!

Krista Salas - On Facebook

Jeff James, DeKalb Insurance, the best Insurance Agency in Smithville.

Annette Venatta,   On Facebook

Home & Property Insurance

Whether you're buying insurance for your first home or the high-value home of your dreams, we can help you protect your safe haven with a homeowners policy that fits your budget.

Don't own a home? Not a problem. Purchase a renters insurance policy from one of our top ranked companies. You can bundle these items with your auto insurance policy and save hundreds of dollars!

Have rental property? Perfect. We've got the right companies for you!

Auto & Leisure Insurance

There are lots of different coverages to consider when looking at auto and leisure insurance.

Have you ever heard of the words "Bodily Injury", "Comprehensive", "Collision", or "Medical Payments"? What about "Loan/Lease Gap"? Don't worry! Our friendly and knowledgeable staff has got you covered.

Have a boat you love to take out on a sunny day? Don't forget to get a boat insurance quote today. The quick and easy process leaves more time for what you love – time out on the water with friends and family.

Make sure your boat and everyone in it are properly protected.

Life Insurance

Life insurance can be very complicated. So let one of our agents help you!

Funeral expenses, outstanding debt, education funds for your children are a few basic things to keep in mind.

Whether it be whole life, universal, or term insurance, we've got plenty of products to meet your needs.

Business Insurance

No matter what industry you are in, your company faces risk every day!

That's why we offer a wide range of business insurance options, designed to identify and reduce those risks. Whether it's general liability, commercial property, or a builders risk policy, we represent many different companies who have the right policy for you.

While you work hard to grow your business, we promise to work hard to protect it!


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Office Hours & Location


MON-FRI 8:00AM - 5:00PM 


Call +1 615-597-0660

307 N Public Square

Smithville, TN 37166


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